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Loan Programs
We'll craft the right loan program for you.

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Why We Do Not Post Rates

Home Purchases

Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer. The fact is, your timing could not be better. Interest rates are at historic lows. Plus, you’ve come to the right place. Bank of Commerce Mortgage (BOCM) has exceptional mortgage tools, rates and service to ensure that you’ll have a positive experience and a fast closing.

As a direct lender, Bank of Commerce Mortgage (BOCM) has the most competitive rates and mortgage programs in the industry. Since 1994, we have processed tens of thousands of loans. We’re known as “The Bank of Choice” because we offer you more loan options, including FHA. Our highly trained and experienced Loan Officers will help you lock-in the best new home loan to fit your budget.

Securing the right mortgage will make you feel better about your new home purchase. Trust the professionals at BOCM to give you the personal attention you deserve and always treat you with respect.

We encourage you to spend some time in our on-line Mortgage Learning Center (at left) where you’ll discover many valuable tools and information. Plus, take advantage of our Free Consultation service or apply on-line – 24 hours a day.

Refinance Your Home NOW!

Improve Terms, Lower Your Monthly Mortgage Payment and/or Get Cash Out

There’s never been a better time to refinance your home. Today’s low interest rates combined with our exceptional mortgage tools and service ensures that you’ll have a positive experience and a fast closing.

As a direct lender, Bank of Commerce Mortgage (BOCM) has the most competitive rates and mortgage programs in the industry. Since 1994, we have processed tens of thousands of loans. We’re known as “The Bank of Choice” because we offer you more loan options, including FHA. Our highly trained and experienced Loan Officers will help you lock-in the best new home loan to fit your budget.

If you qualify, we can help you consolidate your mortgage(s), free up cash to pay off credit card debt and other loans as well as maximize your tax deductions*. Or you can use your cash equity for home improvements, vacations, investments or college costs.

We encourage you to spend some time in our on-line Mortgage Learning Center (at left) where you’ll discover many valuable tools and information. Plus, take advantage of our Free Consultation service or apply on-line – 24 hours a day.

REVERSE MORTGAGE

To learn all about Revere Mortgages, please click here: Reverse Mortgages
Equal Housing Lender BBB A+ Rating Financing home loans since 1994. Put us to work for you! Bank of Commerce Mortgage, Going Green Green Business Bureau
HUD Approved FHA Full Eagle Lender. NMLS ID #1839. Lending available in California Dept. of Real Estate Broker #01218426, Colorado, and Nevada Mortgage Lending Division #3580. Operating with the same core values that have driven our past success, our business partnership with Bank of Commerce Holdings (NASDAQ: BOCH) further enhances our capital strength to provide the best opportunities for our clients. Bank of Commerce Mortgage is not a chartered bank or trust company, or depository institution. It is not authorized to accept deposits or trust accounts and is not licensed or regulated by any state or federal banking authority. © Copyright 2011 Bank of Commerce Mortgage.