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Commercial Loans
Bank of Commerce / Mortgage, Commercial Lending Division, specializes in analyzing, structuring, and summarizing each financial request to best serve the needs of each applicant. If you are in need of funding for construction/permanent loans, takeout loans, equity, joint ventures, acquisition or permanent loans, or sale/lease backs anywhere in the USA, we can help you.HOW WE HELP YOU…THE APPROACH THAT WORKS
Whether your requirements are for $500,000 or $500,000,000, the Bank of Commerce / Mortgage Commercial Lending Specialist is ready to evaluate and assist in structuring your project so lenders favorably receive the submission. It is BOCM's goal to bring a developer’s idea or a borrowers financial need to reality, and to provide the lender the confidence that the loan submission meets all the criteria essential to successfully and smoothly finance a project.BOCM has developed relationships with many financial and funding sources, including commercial banks, insurance companies, credit companies, pension funds, trust funds, and private lenders. We have also established relationships with correspondents and conduits to Wall Street funds, Real Estate Investment Trusts (REIT’s), and Hard Money lenders for those hard to finance deals. Numerous financing alternatives are explored to best suit each funding need. With the availability of this wide spectrum of local, regional, and national funding sources available to our clients, successful financing solutions can be achieved more readily than by other brokers or lenders representing a single source of funds. It isn’t always inherent worth that determines whether a project receives the financing quickly and efficiently, or flounders and never gets off the ground…more often, it’s the way in which a deserving project is submitted to a prospective lender. Developers’ plans are a developer’ specialty, and a client’s needs are sometimes unique to the client. Presenting and answering the specific requirements of lenders in the language of finance can be critical to the success of any project. Lenders are in business to lend money. As with all funding projects, lenders are not idle, and work harder to find quality loans. Despite their eagerness to fund quality loans, few lenders have time to assist borrowers prepare a comprehensive loan submission. BOCM takes the time. BOCM's job is to recognize and structure worthwhile projects, bring together borrowers and lenders, and facilitate the funding process. Our goal is to give our client what he wants…financing, and the lender what he needs…the safety and security of the loan. OUR APPROACH TO FUNDING
BOCM first evaluates the project using standard lender guidelines. We then determine if we believe the project has financial merit. Only then do we agree to proceed with assisting our client. This specific two step procedure reduces needless delays, while enhancing the rate of success.Thus, BOCM, with client cooperation, is able to provide lenders the material they require. BOCM anticipates objections, questions, and problems, and answers them before the project is submitted. This thoroughness enables the lender to evaluate the project and act in a timely manner. Our goal is simple…accomplish the result both borrower and lender want…funding! REAL ESTATE PROPERTY TYPES
(PROJECTS ACCEPTED ON NATIONAL BASIS)
WHAT PROSPECTIVE BORROWERS CAN DO NOW
If you are looking to purchase a business, or property, or need equity, want a joint venture partner, or to refinance anywhere in the USA, call us. Bank of Commerce / Mortgage offers no unrealistic promises. You will discover that we are unusually careful, analytical, and honest. If we can’t help you, we won’t waste your time. If we can, we will go to work immediately. When BOCM represents your project to one or more lenders, the submission is as complete and accurate as possible in every respect, designed to provide the lender everything he needs for a favorable decision.FOR A PRELIMINARY REVIEW OF YOUR PROJECT, PLEASE SEND YOUR PROJECT SUMMARY TO US, AND WE WILL QUICKLY RESPOND TO YOU. us today! |
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